TERMS
Terms of Use
Last updated: DRAFT — to be set on publication
1. Eligibility
You must be at least 18 years old to use this Site.
2. No Offer or Commitment to Lend
The information on this Site is provided for general informational purposes and does not constitute an offer of credit, a commitment to lend, or financial, legal, or tax advice. All loans are subject to credit and property approval, underwriting guidelines, and applicable laws. Rates, programs, fees, and terms are subject to change without notice and may not be available in all states.
3. Licensed States Only
AN LENDING LLC is licensed to originate residential mortgage loans only in the states listed on our Licensing & Disclosures page. We do not solicit or originate loans in jurisdictions where we are not licensed.
4. Limited License to Use the Site
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial purposes. All content on the Site — including text, images, logos, and design — is owned by or licensed to AN Lending and is protected by copyright, trademark, and other intellectual property laws.
5. Prohibited Conduct
- Use the Site for any unlawful purpose
- Submit false, misleading, or fraudulent information
- Attempt to gain unauthorized access to any systems, accounts, or data
- Interfere with or disrupt the Site or servers
- Reverse-engineer, scrape, or harvest content or data
- Impersonate any person or entity
- Upload viruses or malicious code
- Use the Site to transmit unsolicited communications
6. User Submissions
If you submit information through the Site, you represent that the information is accurate and that you have the right to provide it. You authorize us to use, store, and process the information for the purposes described in our Privacy Policy.
7. Third-Party Links and Services
The Site may link to third-party sites or services. We do not control and are not responsible for third-party content, products, services, privacy practices, or security.
8. Disclaimer of Warranties
THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY.
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, AN LENDING LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE. OUR AGGREGATE LIABILITY FOR ANY CLAIM ARISING FROM THE SITE SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100).
10. Indemnification
You agree to indemnify and hold harmless AN LENDING LLCfrom any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Site or your violation of these Terms.
11. Privacy
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
12. Modifications
We may modify these Terms at any time. The updated Terms take effect when posted on the Site. Continued use of the Site after a change constitutes acceptance of the updated Terms.
13. Termination
We may suspend or terminate your access to the Site at any time, for any reason, without notice.
14. Governing Law and Venue
These Terms are governed by the laws of the State of Florida. Any dispute arising out of or relating to these Terms or the Site shall be brought exclusively in the state or federal courts located in Hillsborough County, Florida, and you consent to personal jurisdiction in those courts.
15. Severability
If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall continue in full force and effect.
16. Entire Agreement
These Terms, together with our Privacy Policy and any additional terms expressly incorporated, constitute the entire agreement between you and AN LENDING LLC regarding the Site.
17. Contact
AN LENDING LLC
5401 W Kennedy Blvd, Suite 100
Tampa, FL 33609
Email: info@an2lending.com
Phone: (813) 897-5555
