Loan Program
Conventional Loans
The standard mortgage for buyers with solid credit and stable income.
Conventional loans are the most common mortgage type, backed by Fannie Mae or Freddie Mac. Down payments start as low as 3%, with no upfront mortgage insurance, and the path to canceling monthly PMI once you hit 20% equity.
Best for
- Primary residences
- Second homes and vacation properties
- Investment properties up to conforming loan limits
- Borrowers with credit scores 620+
Highlights
- As little as 3% down
- No upfront mortgage insurance
- PMI cancels at 20% equity
- Up to conforming loan limits
Important. Information shown is for general guidance only and does not constitute an offer of credit or commitment to lend. All loans are subject to credit and property approval, underwriting guidelines, and applicable state and federal law. Rates, programs, and terms are subject to change without notice. Available only in states where AN LENDING LLC is licensed.