Loan Program
FHA Loans
Government-backed loans for buyers with lower credit or smaller down payments.
FHA loans are insured by the Federal Housing Administration, making them ideal for first-time homebuyers and anyone rebuilding credit. With as little as 3.5% down and credit qualifying as low as 580, FHA opens the door for buyers who don't fit a conventional box. We close FHA fast and clean.
Best for
- First-time homebuyers
- Borrowers with credit scores 580–680
- Buyers with smaller down payments
- Borrowers rebuilding credit
Highlights
- 3.5% down with 580+ credit
- More flexible debt-to-income guidelines
- Gift funds allowed for down payment
- Streamline refinance available
Important. Information shown is for general guidance only and does not constitute an offer of credit or commitment to lend. All loans are subject to credit and property approval, underwriting guidelines, and applicable state and federal law. Rates, programs, and terms are subject to change without notice. Available only in states where AN LENDING LLC is licensed.