Legal Disclaimer

These Terms of Use (“Terms”) govern your use of the website at an2lending.com (the “Website”). Please read these Terms carefully. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, please discontinue using the Website.

1. Ownership

This Website is owned and operated by AN LENDING LLC (“AN Lending,” “we,” “us,” or “our”), a Florida limited liability company, NMLS Company ID #2347129. Our principal place of business is 5401 W Kennedy Blvd, Suite 100, Tampa, FL 33609.

2. Information Provided; Not a Commitment to Lend

The Website provides general information about our mortgage brokerage services. Nothing on this Website constitutes a commitment to lend, an offer of credit, a pre-approval, or a guarantee of any specific loan terms, rate, or product. All loans are subject to credit approval, property appraisal, verification of application information, lender underwriting requirements, and other conditions. Rates, terms, products, and availability are subject to change without notice. Not all applicants will qualify. Restrictions and conditions apply. We may discontinue or change information, products, or services described on the Website at any time. Information dated on the Website is current only as of its publication date.

3. Licensing

AN LENDING LLC is a licensed mortgage broker. For our complete state-by-state licensing information, please visit https://an2lending.com/licensing or NMLS Consumer Access at https://www.nmlsconsumeraccess.org/.

4. No Solicitation Where Prohibited

The Website is not a solicitation in any jurisdiction where AN Lending is not licensed or where the offering of mortgage services would be contrary to applicable law.

5. Third-Party Links

The Website may contain links to third-party websites, including social media platforms, that we do not own or control. Linked sites are provided for your convenience. We do not endorse and are not responsible for the content, privacy practices, or terms of any third-party site. You access third-party sites at your own risk.

6. Accuracy of Information

We strive to provide accurate and timely information, but the Website may contain inadvertent inaccuracies, technical errors, or typographical errors. We do not warrant the accuracy, completeness, or timeliness of any information on the Website. You should not rely solely on Website content when making financial decisions; please contact us directly to discuss your specific situation.

7. Intellectual Property

The Website's content, including text, images, logos, and graphics, is owned or licensed by AN LENDING LLCand is protected by U.S. copyright, trademark, and other intellectual property laws. You may print or download a single copy of the Website's content for your personal, non-commercial use only. Any other use is prohibited without our prior written consent.

8. Acceptable Use

You agree not to post or transmit through the Website any unlawful, threatening, defamatory, obscene, or other harmful content. You are responsible for compliance with all applicable laws when using the Website.

9. SMS Communications Consent

By providing us with your mobile telephone number, you consent to receive SMS (text message) communications from AN LENDING LLC related to your inquiry, application, loan, or closing. SMS communications may include application status updates, document requests, due-date reminders, and program updates. Message and data rates may apply. Frequency varies. Reply STOP, END, CANCEL, UNSUBSCRIBE, or QUIT at any time to opt out. Reply HELP for assistance. You may also call (813) 897-5555 to opt out or for help.

10. Consent to Verify Employment and Income

By providing us with your employment and income information, you authorize AN LENDING LLC to contact third parties (including your employer and applicable verification services) to verify the information you have provided.

11. Consent to Communicate With Your Real Estate Agent

By providing us with the contact information of your real estate agent, you authorize AN LENDING LLC to communicate with that agent regarding your loan, including loan status, milestones, and the path to closing.

12. Website Availability

The Website may be temporarily unavailable due to maintenance, technical issues, or circumstances beyond our control. We are not responsible for any losses arising from your inability to access the Website.

13. Limitations of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, AN LENDING LLC SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THE WEBSITE, INCLUDING DAMAGES ARISING FROM ERRORS, OMISSIONS, INTERRUPTIONS, OR THE TRANSMISSION OF VIRUSES OR OTHER HARMFUL CODE, EVEN IF AN LENDING HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THE WEBSITE IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In those jurisdictions, our liability is limited to the maximum extent permitted by law.

14. Indemnification

You agree to indemnify and hold AN LENDING LLCharmless from any claim, loss, expense, or liability (including reasonable attorneys' fees) arising out of your violation of these Terms or your misuse of the Website.

15. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflicts of law principles. Any dispute arising out of these Terms or your use of the Website shall be brought exclusively in the state or federal courts located in Hillsborough County, Florida.

16. Changes to These Terms

We may amend these Terms from time to time. The “Last Updated” date at the top reflects the date of the most recent change. Continued use of the Website after a change constitutes your acceptance of the revised Terms. Please review these Terms periodically.

17. Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.

18. Contact Us

If you have questions about these Terms or this Website, please contact:

AN LENDING LLC
5401 W Kennedy Blvd, Suite 100
Tampa, FL 33609
Phone: (813) 897-5555
Email: info@an2lending.com
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/